Friday, January 29, 2021

 Used Cars, Trucks, and SUV’s For Sale in Alcoa Tennessee


 

If you or your family have been thinking about getting a different vehicle, but are unsure if you’ll be able to make room for one in your budget, we’ve got the solution for you At Ole Ben Franklin Motors Alcoa we have you covered. Is your family growing and the 2-door car isn’t going to cut it anymore? Is it time to get yourself a safer, and more reliable vehicle? No matter what your reason, We’ve got a great selection for you at Ole Ben Franklin Motors Alcoa.

What if my credit isn’t the best?

No matter what your credit looks like, our Credit Specialists can help you make a financial decision that will fit inside your budget. We work with a vast variety of financial institutions, and this allows us to provide financing options for any credit level including our In House Financing with Guaranteed Credit Approval! Because (We Own the Bank) You can even get pre-approved right on our website here. https://www.olebenalcoa.com/finance/apply-for-financing/

 

 

Can I trade in my vehicle?

 

If you’re interested in Trading in a vehicle, you’ve come to the right place. We’ve got a great estimating system that will get you the best value for your vehicle. We all know that trading in a vehicle to get lower payments on a newer one is much easier than trying to sell it yourself. At Ole Ben Franklin Motors Alcoa we’ll get you set up with the payment and financing options that are best for your needs! Value your trade here. https://www.olebenalcoa.com/value-your-trade/

 

 

 

 

What will my price be after trading?

 

This, of course, depends on the trade value of your current vehicle, but we’ve got the best-priced, highest-quality used cars around. We even provide a Auto Check history report on our vehicles for your convenience. At Ole Ben Alcoa we are here to Help you Buy a Car, Not Sell you a Car, we are all about educating and helping to the fullest.

 

If you have any additional questions or concerns, feel free to give us a call at (865) 375-5510 or Visit us at 911 Louisville Road Alcoa TN 37701 Also, if you haven’t found the vehicle you’re looking for, let us know and we will send you an email as soon as we have it in stock!

Wednesday, January 20, 2021

 




Does a car loan build credit?


Having a Car Loan is a fantastic way to build or rebuild credit in two important ways: payment history and credit mix. Ole Ben Franklin Motors Alcoa in Alcoa Tennessee is usually the first and last stop in Credit Building.

Payment history is your track record of paying bills on time. It accounts for more of your credit score than any other single factor. Traditional lenders report your payments to the three major credit bureaus, which provide the data to calculate your credit scores. (Note: Buy-here, pay-here lenders often do not report payments to credit bureaus, but Ole Ben Franklin Motors Alcoa does report to all three credit bureaus to help build your credit back or establish new credit. We offer In-House Auto Financing through our Buy Here Pay Here Options, all while growing your credit for future purchases and more.


The chances of a New Car Loan affecting your credit report in a extremely positive way is very high, having an New Auto Loan added to your credit will report as an installment loan which will add a new positive credit or engage a credit mix all very good to build credit back up. If you pay your car payment on time every month, then your credit report will show that your auto loan is either "Current" or "Paid as Agreed" so your new positive payment history will have the greatest effect on your credit score and guide you in the right direction with a brand new start.




If you should fall behind on your payments without cause, it can damage your newly established credit that you are trying to build. Watch your credit very closely and make sure all payments are being reported properly so you get the credit where credit is due....If you are interested in credit building or credit rebuilding call Ole Ben Franklin Motors Alcoa at 865-980-8216 or check us out online at https://www.olebenalcoa.com/




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Tuesday, January 19, 2021

 

What is In-House Car Financing?

January 19th, 2021 by 

 

 

If you’ve been turned down for a Subprime Auto Loan, also known as a Bad Credit Auto Loan, you may be wondering where to turn next. When you need a car fast, a great place to look is a used car dealership with In-House Financing. Here at Ole Ben Franklin Motors Alcoa, we’ve helped thousands of people dealing with Bad Credit find the financing they need that will work best for them and their families. We work with a nationwide network of dealers as well as having our In-House Financing, and want to connect you to one in your area today!

An In-House Financing Dealership is a Buy Here Pay Here Dealer, also a Tote the Note Dealer. These dealerships don’t rely on outside lenders to approve consumers for financing if they need In House Finance. Instead, they finance the cars themselves, without the need to find lenders that work with Challenging Credit Situations, dealers who finance in house typically Finance everyone. This can be a big plus for buyers trying to get a bad credit car loan and trying to purchase a new to you car, truck, or suv.

Because an In-House Finance dealer doesn’t rely on credit scores for loan approval, you have to prove that you have enough income to afford the payment, which are usually made weekly or bi-weekly in person. Besides proof of income, you’ll need to show proof of residency and have some kind of a down payment. Loan specifics and required down payment amounts vary by dealer.

These dealerships are often a good option if you’re having trouble qualifying for a bad credit car loan through a subprime or traditional lender. At Ole Ben Franklin Motors Alcoa we report your loan or payments to the credit bureaus to help build your credit, which means you will be building credit for the future.

The process of connecting to one of these dealers can be simple and quick. Contact Ole Ben Franklin Motors Alcoa either at (865) 484-4998 or check us out at https://www.olebenalcoa.com/

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Tuesday, January 5, 2021

 





Guaranteed Car Financing Benefits


Guaranteed auto loans are ideal for those who cannot secure financing through other methods, or have been rejected by other lenders, and often the best way to get better credit is to work through bad credit first. That’s why it’s important to not only use helpful tips to increase your credit score, but also to take advantage of some benefits that other loan types do not offer.

  • Mobility: Without a car of your own, everything in life can take longer. Social life, work commutes, leisure, and errands all suffer. A guaranteed car financing offer can take less than 24 hours for approval, so you can drive away with a new car the next day.
  • Credit Restoration: Paying on-time monthly payments on a guaranteed car financing loan can quickly build up your credit score or repair damage to it.
  • Cash Buying: When you use a guaranteed car loan, you become a cash buyer which gives you leverage over price during negotiations with a dealer.


Ole Ben Franklin Motors Alcoa
911 Louisville Road
Alcoa, TN 37701
865-980-8216

WWW.OLEBENALCOA.COM


 


While you hear that there is no such thing as 100% guaranteed auto loans think again, at Ole Ben Franklin Motors Alcoa we work hard to try to help get every customer approved and driving away in a vehicle today. Our #1 job is to look at more than just credit scores we look at everyone individually and at every possible situation in order to help you buy a new to you vehicle, not sell you a new to you vehicle. For many Americans, having a car is the only way to get to a job, or just to live in everyday life which leaves people with bad credit in a difficult predicament. When your financial well-being depends on your access to wheels, you need to connect with Ole Ben Franklin Motors Alcoa at https://www.olebenalcoa.com/. Keep in mind we will go the extra mile to get you a “yes.” It’s that simple, and nice to know that credit-challenged drivers have viable options that can get them into a vehicle and on the road. So visit us at https://www.olebenalcoa.com/ or stop in to see us at..





Ole Ben Franklin Motors Alcoa 
911 Louisville Road
Alcoa, TN 37701
865-980-8216

WWW.OLEBENALCOA.COM

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