Quick Step to Buying a Car with Bad Credit

Find a Dealer with Flexible Credit Requirements

When you have bad credit, the most difficult part of buying a car — assuming you need to finance it — will be finding a lender. Bad credit is a red flag to most lenders, as it indicates a high level of potential risk.

Dealers that offer in-house financing like Ole Ben Franklin Motors Alcoa often tend to have the most flexible credit requirements, usually because they have a vested interest in selling the vehicle, not just financing it.

One of the simplest ways to find local dealers with flexible requirements is to use an online dealer network like our expert-rated options below.